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Payment Options
Three Ways to Move Money
Choose the payment option that fits your business. Connect them through one PayFlow integration.
01 — BANK TRANSFERS
Local Bank Transfers
Accept customer payments and send payouts through supported local banking networks.
Payment collection
Automated payment matching
Merchant payouts
Webhook updates
TRANSFER FLOW
Payment received ✓
01Customer
02Bank
ROUTERPayFlow
CREDITMerchant
Direct account verificationInstant matching
02 — FIAT → USDT
Fiat to USDT
Accept supported fiat payments and settle funds in USDT for digital treasury and cross-border operations.
Fiat payment collection
Fiat to USDT conversion
Supported blockchain networks
Settlement to your wallet
SETTLEMENT FLOW
Settlement completed ✓
01Customer Fiat
CONVERTPayFlow
03USDT
DESTINATIONMerchant Wallet
Multi-chain stablecoin transferWallet confirmed
03 — CASH COLLECTION
Cash on Delivery
Manage cash payments digitally with a clear record of collections, handovers, and balances.
Cash collection tracking
QR / OTP verification
Digital transaction records
Centralized balances
COLLECTION FLOW
Collection recorded ✓
01Customer
02Cash Collection
RECONCILEPayFlow
LEDGERDigital Balance
OTP / QR code handoverBalance updated
Unified Platform
One Platform. Multiple Payment Flows.
PayFlow brings different payment methods into one platform, so your team can manage transactions, status updates, and settlements from one place.
Bank Transfers
Collect and send payments through supported banking networks.
Fiat → USDT
Convert supported fiat payments into USDT settlement.
Cash Collection
Track physical cash collections and reconcile them digitally.
Decision Guide
Compare Payment Options
Choose the payment flow that best fits your business.
| Feature | Bank Transfers | Fiat → USDT | Cash on Delivery |
|---|---|---|---|
| Payment method | Local bank transfer | Fiat → USDT | Physical cash |
| Settlement | Supported local currency | USDT | Digital balance |
| Verification | Payment matching | Transaction confirmation | QR / OTP verification |
| Best for | Online payments & payouts | Cross-border & digital treasury | Cash-based businesses |
| Integration | API / SDK | API / SDK | API / SDK |
| Details | Explore solution | Explore solution | Explore solution |