Integration Architecture

Unified Developer Integration Infrastructure

Connect your trading platform, checkout, or ERP system to PayFlow via official type-safe SDKs or direct REST API endpoints. Confidential credentials and complete sandbox tooling are provisioned upon merchant onboarding.

99.999% SLA Uptime
< 500ms Bank Settlement
Dual-Key ACID Governance
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Live Integration Flow

How Integration Executes Step-by-Step

From confidential credential provisioning to multi-rail channel selection and cryptographic webhook settlement.

PAYFLOW DEVELOPER KERNEL • INTEGRATION PIPELINE

Dual Confidential Credential Architecture

Both your API Key and Secret Key are strictly confidential server-side credentials. Neither is ever exposed to public frontends or browsers.

Confidential API Key
CONFIDENTIAL

Identifies your merchant workspace. Configured strictly in secure server environment variables.

pk_sandbox_••••••••••••••••••••
Header: X-PayFlow-Api-KeySERVER-ONLY
Confidential Secret Key
RESTRICTED

Authorizes programmatic fund movement and validates HMAC webhook signatures.

sk_sandbox_••••••••••••••••••••
Header: Authorization: BearerSERVER-ONLY
.env.local (Server Backend Configuration)
# PayFlow Confidential Merchant Credentials (sandbox)
PAYFLOW_ENVIRONMENT=sandbox
PAYFLOW_API_KEY=pk_sandbox_••••••••••••••••••••
PAYFLOW_SECRET_KEY=sk_sandbox_••••••••••••••••••••
PAYFLOW_BASE_URL=https://sandbox.api.payflow.io
Complete OpenAPI specs unlocked inside the Merchant Portal
Operational Reality

Why Traditional Payment Integrations Break at Scale

Connecting multiple payment rails across disparate banking APIs creates fragmentation, security risks, and reconciliation drift.

Fragmented Gateway APIs

Connecting to bank transfers, crypto swaps, and cash logistics usually requires juggling multiple vendor libraries with mismatched schemas.

SOLVED BY PAYFLOW

Credential Security Exposure

Poor credential governance leaks privileged keys. Both API Key and Secret Key must remain confidential, server-side secrets.

SOLVED BY PAYFLOW

Double-Charge Risks

Network timeouts and unhandled retries cause duplicate deposits and ledger discrepancies without strict idempotency locks.

SOLVED BY PAYFLOW

Webhook Dropoff & Spoofing

Unsigned HTTP callbacks and dropped network retries leave merchant internal databases out of sync with bank balances.

SOLVED BY PAYFLOW
Architecture

Engineered for Mission-Critical Reliability

Enterprise integration specifications built for high-throughput brokers, prop desks, and international platforms.

Official Type-Safe SDKs

Native SDKs for TypeScript / Node.js, Python, PHP, and Go with complete type definitions and autocomplete.

ENTERPRISE SPECACTIVE

Universal Direct REST API

Deterministic JSON over HTTPS with standard Bearer authentication, accessible from any language or custom ERP backend.

ENTERPRISE SPECACTIVE

Confidential Key Governance

Both API Key and Secret Key are confidential server-side secrets with fine-grained capability scopes and IP whitelisting.

ENTERPRISE SPECACTIVE

Atomic Idempotency Engine

Header-based idempotency keys ensure exact once-only financial execution, completely eliminating double transactions.

ENTERPRISE SPECACTIVE

HMAC-SHA256 Signed Mesh

Every webhook notification is cryptographically hashed with timestamped replay protection and constant-time verification.

ENTERPRISE SPECACTIVE

Isolated Sandbox Simulation

Test deposits, automated slip OCR matching, and webhook dispatches in a dedicated sandbox with zero financial risk.

ENTERPRISE SPECACTIVE
Turnkey Connectors

Pre-Engineered Trading & CRM Integrations

Native connectors built for brokers, prop firms, e-commerce marketplaces, and custom financial back-offices.

BROKERAGE NATIVE

MetaTrader 4 (MT4)

Direct Manager API integration injecting cleared trader margin in milliseconds with automated ledger reconciliation.

HIGH FREQUENCY

MetaTrader 5 (MT5)

Multi-currency balance syncing, instant equity credits, and programmatic trader withdrawal authorization.

WHITE-LABEL DESK

Match-Trader

Embedded gateway connector enabling seamless trader deposits without third-party redirects.

OPEN ARCHITECTURE

Custom CRM & ERP

Bidirectional webhooks and real-time ledger streaming directly into Salesforce, HubSpot, or proprietary systems.

Ready to Integrate with PayFlow?

Connect with our solutions engineering team to initiate merchant onboarding and unlock your confidential portal credentials.