Fiat Collection with USDT Settlement
Accept supported fiat payments and settle funds in USDT for digital treasury and cross-border operations through a single integration.
How Fiat to USDT Works
Collect customer payments in local fiat, convert at clear rates, and settle directly to your designated blockchain wallet.
Deposit Fiat. Settle in USDT.
Receive customer payments in local fiat currencies and convert to USDT balance for settlement directly to your designated wallet.
Why Traditional Cross-Border Wire Transfers Are Slow
International banking wires introduce multi-day clearing holdbacks, intermediary fees, and complex foreign exchange friction.
Opaque FX Fees
Intermediary correspondent banks charge unpredictable foreign exchange spreads on incoming wires.
Slow Clearance Days
International SWIFT wires often take multiple business days to settle into corporate bank accounts.
Currency Fluctuations
Holding volatile local currencies across different regions creates ongoing foreign exchange exposure.
Entity Requirements
Opening and maintaining local bank entities in every individual operational country is resource-intensive.
Key Capabilities for Fiat to USDT
Collect customer payments in fiat and settle in stablecoin for simple treasury management.
Fiat Payment Collection
Enable customers to pay via local bank transfers in supported currencies.
Fiat to USDT Conversion
Convert collected customer fiat payments into USDT at clear, transparent rates.
Supported Blockchain Networks
Support for prominent networks including TRC-20, ERC-20, and Polygon.
Settlement to Your Wallet
Settle funds directly to your organization's preferred wallet address.
Unified Reporting
Track payment collection, conversion records, and settlement transactions in one place.
Global Treasury Operations
Simplify cross-border settlements without managing separate bank accounts worldwide.
Who Uses Fiat to USDT Settlement
Designed for companies with global customers or international supplier relationships.
Trading Platforms & Brokers
Allow international users to fund accounts with local currencies while your company receives consolidated USDT balances.
Cross-Border Marketplaces
Collect from customers in local currencies and settle vendor and partner disbursements efficiently in stablecoin.
Global SaaS & Digital Services
Accept customer payments across diverse countries into a single consolidated digital balance.
High-Volume Liquidity Providers
Facilitate corridor settlement without long international banking holds.
Simple API Call to Settle in USDT
Specify the expected fiat amount, currency, and destination wallet address. PayFlow handles the collection and triggers settlement updates.
import { PayFlowClient } from "@payflow/sdk";
// Initialize PayFlow client
const payflow = new PayFlowClient({
apiKey: process.env.PAYFLOW_API_KEY,
});
// Create fiat deposit with USDT settlement
const settlement = await payflow.settlements.create({
fiatAmount: 5000.00,
fiatCurrency: "EUR",
settlementAsset: "USDT",
network: "TRC20",
destinationAddress: "0x71C83e20A95F6bF022A4E0B38992fAcf5F31a192",
webhookUrl: "https://api.yourdomain.com/hooks/usdt",
});
// Returns payment details and settlement status
console.log(settlement.exchangeRate, settlement.status);